Living longer is a gift—but it can also bring unexpected challenges. Many older adults and their families worry about how to pay for the care they may need, especially as long-term care costs continue to rise. In Connecticut, nursing home care can exceed $15,000 per month, placing tremendous financial pressure on even the most prepared families. It often comes as a surprise to learn that Medicare generally does not cover long-term, custodial nursing home care.
Medicaid can cover a substantial portion of long-term care costs for those who qualify. However, eligibility rules can feel overwhelming and confusing. You may have heard that you must “spend down” everything you own to qualify—but that isn’t always the case. With thoughtful, proactive planning, it may be possible to protect important assets, including your home, while still securing the care you or your loved one needs.
Our Medicaid Services Include:
We guide families through every step of the process with compassion. We help protect what you’ve worked so hard to build, while working with you or your family to access quality care and public benefits. Early planning can make a meaningful difference—not only financially, but emotionally—by reducing stress and creating clarity for the future.

3 Lafayette Street, Milford, CT 06460, USA
T: 203.767.7887 | F: 203.724.2472 | E: admin@kelawoffices.com